AI For Everyday Life
You signed a love contract. But did you read the fine print?
Understanding what marriage really is changes everything.
"I had no idea marriage was this complicated legally. Why didn't anyone tell me this before I filed?"
— Marcus, Chapter 3
Chapter 3: Understanding What You're Dissolving
When you said "I do," you didn't just make a commitment to another person. You formed a legal partnership with binding obligations, shared liabilities, and a complex web of property rights that most people never think about—until they divorce.
Most couples spend more time planning their wedding than understanding the legal and financial partnership they're creating. Then, when it's time to dissolve that partnership, they're completely lost.
You can't effectively divide something you don't understand. Chapter 3 shows you exactly what you built—so you know exactly what you're taking apart.
This isn't about being unromantic. It's about being informed. The couples who understand the business side of marriage make smarter decisions during divorce—and save thousands in the process.
Understanding these components is the first step to a fair divorce.
Marriage creates a legal relationship recognized by the state with specific rights, obligations, and protections that don't exist for unmarried couples.
From the moment you marry, most income earned and assets acquired become shared—regardless of whose name is on the account.
You signed implied contracts covering property rights, debt obligations, inheritance, and responsibilities you never explicitly agreed to.
Two separate lives combined into one household with shared expenses, joint decisions, and intertwined finances that must be untangled.
The distinction that determines who gets what in your divorce.
Warning: Commingling separate property with marital funds can convert it to marital property. Chapter 3 explains exactly how this happens.
Marcus sat across from his wife's attorney, completely overwhelmed. They were dividing assets he didn't even know they had. Retirement accounts, stock options, the equity in their home—all of it was "marital property."
"I thought what was in my name was mine," Marcus said later. "I had no idea that my bonus, my 401k contributions, even the appreciation on stocks I bought before we married—all of it was up for division."
Marcus spent $8,000 more than necessary because he didn't understand the business structure of his own marriage. He fought for things he couldn't keep and gave up things he was entitled to.
Chapter 3 includes prompts to analyze your specific marital estate.
Don't make Marcus's mistake. Know the business structure of your marriage before you try to divide it.
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